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Help and advice

Everything you need to know about Pension Credit

3 minutes
Two women are talking about some paperwork.

Watch this video from Independent Age where Yvonne explains the difference Pension Credit has made to her life and how it means she's not missing out.

You will be eligible if you meet the below criteria:

  • You must live in England, Scotland or Wales and have reached State Pension age to qualify for Pension Credit. Find out about Pension Credit in Northern Ireland
  • If you have a partner, you must include your partner on your application. Both of you need to have reached State Pension age, or one of you is getting Housing Benefit for people over State Pension age
  • When you apply for Pension Credit your income, including your State Pension payouts, is calculated (if you have a partner, your income is calculated together).

If you want more information about what does and doesn't count as income, visit the gov.uk Pension Credit eligibility page.

If you have £10,000 or less in savings and investments this will not affect your Pension Credit. If you have more than £10,000, every £500 over £10,000 counts as £1 income a week. For example, if you have £11,000 in savings, this counts as £2 income a week.

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