Help and advice
Travel insurance for over 60s
4 minutes
- Get your travel insurance when you book your holiday - this means you won't forget!
- Make sure you declare all medical conditions - if you don’t disclose this information, you’re more likely to not be fully covered
- Don’t forget you can get a free Global Health Insurance Card (GHIC) card which entitles you to treatment in state-run hospitals in the EU at the same cost as a local would pay. This should be used as an extra to your insurance
- Always check the fine print and exclusions. For example, if you were to leave your baggage unattended, some insurance companies won’t cover for loss of belongings
- If you’re traveling with a group, it might be cheaper to get separate cover rather than a group policy. Group policies tend to be calculated using the oldest person in the group and/or if someone has a medical condition which would put up the premium for everyone else
- Double-check if you get holiday insurance with your bank. Some banks offer insurance cover and things like breakdown cover with their premium accounts (you usually pay a monthly/annual fee to get this benefit)
- If you’re heading off on a cruise or skiing holiday you usually need extra cover for this so make sure you check your policy when booking and add on the right cover
- If you need to claim for a cancellation, you need proof that your operator or airline won’t refund you first. This is usually within the fine print of an insurance policy known as 'recoverable costs', which essentially means you need to prove that you can't claim back those amounts elsewhere.
